Insurance Needs Analysis Calculator

INSURANCE NEEDS ANALYSIS
Final Expenses		Annual Future Dependant and Home Care Expenses
Medical, hospital, funeral, estate costs		Dependant expenses
Other Expenses		Food, clothing, etc.
Major home, car repairs/upgrades		Home maintenance / rent expenses
Children’s Tertiary Education Fund		Other regular expenses
Cost per child		Number of years to continue support
Number of children		NET interest rate assumed earned on assets
Mortgage Repayment		Existing Assets and Insurance
Amount to repay on family home		Existing life insurance
Debt Repayment		Superannuation cover
Car loans		Cash and savings accounts
Credit card balance		Other available assets
Bank / Finance Company loans		Income
Other debts		Annual Income
		% of Income Required (max 85%)

Term and TPD Needs
Total lump sum expenses	0
Present annual ongoing expenses	0
Existing assets and insurance	0
Term and TPD insurance need	0
Income Protection
Monthly Benefit Required	0

Christian Super Insurance Units for Estimated Cover
Occupational Group		Group :
Gender
Age

Units required for $0 of annual income protection cover	0
Annual Premium for 0 units of income protection cover	0.00
Units required for $0 of annual Death only or Death & TPD cover	0
Annual Premium for 0 units of Death and TPD cover	0.00
Annual Premium for 0 Death only cover	0.00