Christian Super Superannuation Webinar Recording

The series of videos below were recorded during a live webinar event conducted for Christian Super members Monday 21st March 2011 8.30pm AEDT

The videos explain Superannuation. The video immediately below is the playlist that plays the whole series of videos in sequence. If you move your mouse over the video it allows you to browse and navigate to the individual videos or, if you prefer, you can choose the topics that interest you by scrolling down further to find the individual videos on this page.

The videos cover superannuation basics, including:

• What is super?
• How does super work?
• What are the advantages?
• How to maximize your superannuation savings?
• Other features you need to be aware of?
• Why is it so beneficial to have insurance cover though superannuation?
• How does co-contribution work and am I eligible for it?
• How do I make a superannuation contribution for my spouse?

Superannuation presentation slides are available in PDF format here.

If you benefit from the content it would be great if you could kindly let us know via the comments section at the very bottom of this page.

You can also ask questions using the comments section.

If you would like to book an initial consultation you can call 1300 275 428 or submit your request for the Contact Us page.

Alternatively you can call 1300 275 428 and leave a voice mail question that Gavin will answer in a future podcast. The podcast is available via iTunes (see the icon in the right column) or here.

Video#1

The content in video#1 below includes:

• Introduction by Peter Murphy CEO Christian Super (whilst at the football – sorry about the audio quality for the first few seconds)
• General Advice Disclaimer
• Personal Financial Advice process
• What is Superannuation?
• How does Superannuation work?
• Why use Superannuation to save for your retirement?

Video#2

The content in video#2 below includes:

• Superannuation Contribution Limits
• Advantages of Superannuation
• Features of Christian Super

Video#3

The content in video#3 below includes:

• Personal Insurance
• Life Insurance
• Total Permanent Disability Insurance
• Trauma Insurance
• Income Protection Insurance
• Why hold insurance through superannuation?
• Considerations for holding insurance within superannuation

Video#4

The content in video#4 below includes:

• Government Co-contribution
• Eligible Spouse Contributions
• How does Salary Sacrifice work?

Video#5

The content in video#5 below includes:

• Transition to Retirement Strategy

Video#6

The content in video#6 below includes:

• When can you access your Superannuation?
• How can you access your Superannuation?

Video#7

The content in video#7 below includes:

• How can you access your superannuation?
• Binding Death Nomination
• Deductible (Concessional) Superannuation Contributions to offset capital gains tax on the sale of an asset (e.g. an investment property)

Video#8

The content in video#8 below includes:

• Further resources:
• Cornerstone Wealth Personal Financial Advice call 1300 275 428 or complete the contact us form
• Podcast – Ask a question by calling 1300 275 428 (1300 ASK GAV) and selecting option 1
• Listen via www.cornerstonewealth.com.au or iTunes (or search for Your Money Your Life)
• Christian Super Help Desk 1300 360 907
• Christian Super website www.christiansuper.com.au
• Christian Super calculator www.christiansuper.com.au/calculator
• Should an inheritance be contributed to super and is it costly?
• When and how should we go about selling an investment property and contributing it to super?
• Should I set up a binding death nomination directed to my estate with a testamentary trust allowed for in my will?

Video#9

The content in video#9 below includes:

• Should I organising ‘transition to retirement’ strategy?
• Should an inheritance be contributed to super and is it costly?
• I have $160,000 in Super. I was born 1950. Do I need to keep working after I turn 65?
• I want to retire at the end of 2012. What steps should I take to prepare both financially and in other areas?
• Is entering a retirement village a good idea?

 

• My husband and I are 60, we have virtually no super except for $350,000 we expect to get from the sale of a unit soon (we own our house) how can we invest this money in super or fixed deposits to maximize our retirement “super” savings?
• My wife has no superannuation and has not worked (paid) for 30 years. Is there any benefit – indeed, is she eligible – in me contributing to super for her?
• Please explain how pre 1983 contributions affect tax at retirement. Please show an example of how the tax will change if I put a lump sum into my super prior to retirement. i.e. proceeds from the sale of a property. One of my super funds has not had contributions tax paid yet.

Video#10

The content in video#10 below includes:

• We’re faith-based missionaries about 15 years out from formal retirement. How can we best prepare for retirement?
• What are the four most important things to consider when planning for transition to retirement?
• What insurances can be paid out of Super, and what are the benefits of paying this way as opposed to paying out of after tax earnings?
• What is the best strategy for investing super when close to retirement? How do I get my super fund to spread the risk or does it really matter. Should it all be in cash?
• What is the most important thing that we can be doing now as a young couple that will have the biggest impact when we come to retire?
• Can my wife and I combine our superannuation accounts?
• Is it possible at age 50 on a low income (Approx. $40,000 p.a.) to still be able to build up super before retirement?
• Purchasing an investment property through Super
• I’m 29 years old, full time student, wife is working, no kids, what should we focus on?
• Thank you from Jim