Christian Super Investment Options Webinar Recording

The series of videos below were recorded during a live webinar event conducted for Christian Super members 8.30pm AEST 12th September 2011.

The videos address Investment Options including What is the right Investment Option for you?. The video immediately below is the playlist that plays the whole series of videos in sequence. If you move your mouse over the video it allows you to browse and navigate to the individual videos or, if you prefer, you can choose the topics that interest you by scrolling down further to find the individual videos on this page, including answer to questions left of registration.

Investment Options Full Playlist

The Investment Options presentation slides are available in PDF format here.

Answers to your questions

Responses to questions asked upon registration for the webinar can be accessed here. Click the “show” link after each question to display the video answer.

Luke: What’s the wisest place to put extra rainy day savings? show

Full Question After budgeting for everything else (food, rent, holidays, extra super, etc etc) my wife and I try to put aside $50 a month. What’s the wisest place to put that extra rainy day savings?

Answer Watch the video below.
Steve: Is it better to put money into super or buy an investment property? show

Full Question If you don’t already own a house, and are in your 40′s, is it better to put money into super, or try to find an investment property, no matter how small?

Answer Watch the video below.
Vivian: Pay down the mortgage or direct funds to superannuation? show

Full Question With approximately eight years to go to retirement and the mortgage almost paid off, is redirecting spare funds into my super the best option?

Answer Watch the video below.
Brian: Pay off mortgage or is there a better strategy? show

Full Question I am currently 46 years of age, and I’m expecting to continue working for another 20 years. My wife is expecting to work full time for the next 10 years. We are about to buy own own home as we have been renting for the last 3 years. Are we better off piling our excess earnings into the home loan, or is there a better strategy?

Answer Watch the video below.
Anne-Marie: What is a realistic long term percentage (%) return on a cash investment option? show

Full Question What is a realistic long term % return on a cash investment option?

Answer Watch the video below.
John: Time in the market vs timing the market show

Full Question Is the best strategy to monitor often and closely return on each investment option and change often to the investment option with the highest return?

Answer Watch the video below.
Amanda: Shares, Property or Cash show

Full Question In your opinion where is it best to invest at in the current market… shares, money or property? And why?

Answer Watch the video below.
Ingrid: How do I get to access my super fund savings? show

Full Question I am currently working as a volunteer amongst the poor in a developing country, so am not putting into a Super Fund at present. I do have funds from my previous emplyment in a fund. I am 52 and may be helping here for a few years. What are your recommendations regarding super if I continue with this volunteer work to the poor? I have heard that the pay out of super once you retired is dependent on what you were earning before you retired. In my case I’m earning little so that would mean I can’t access much of the funds that I’ve saved. Is this true and if so how do I get to access my super fund savings? Thank you

Answer Watch the video below.
Daniel: Are the investment option targets still realistic? show

Full Question Are the option targets still realistic?

Answer Watch the video below.
Rachael: Is owning a home an important investment or is it better to rent? show

Full Question Is owning a home an important investment or is it better to rent?

Answer Watch the video below.
Errol: I want a conservative to medium risk strategy show

Full Question I want a conservative to medium risk strategy, one that will give me something close to a consistent return if possible – superannuation

Answer Watch the video below.
Alan: Is it best to leave my super where it is and ‘ride out the storm’? show

Full Question I have invested my superannuation with Christian Super in the highest risk category since before the the Global Financial Crisis. Naturally I have lost greatly so am I best to leave it where it is and ‘ride out the storm’ or is there something better that I can do?

Answer Watch the video below.
Charles: What is the best way to invest in property if you are a young family, early on in life/work? show

Full Question What is the best way to invest in property if you are a young family, early on in life/work?

Answer Watch the video below.
Geoff: Is it better to put most of my money into Super, invest in shares, or keep in the bank? show

Full Question I reach retirement age in July 2012. I have savings in a bank account, currently receiving 5.25% interest. Is it better to put most of my money into Super, invest in shares, or keep in the bank? Which option least affects tax requirements and the pension?

Answer Watch the video below.
Wayne: Do I put all my money into paying off my home loan or still make super contributions? show

Full Question I’ve heard reports that Australians would have been better off, the last couple of years, putting their superannuation money into the bank than into super funds. I’m an independent contractor. Do I put all my money into paying off my home loan , or still make super contributions, in light of these reports?

Answer Watch the video below.
John: Would it be to my advantage to put my super into gold for the next 4-6 years? show

Full Question Would it be to my advantage to put my super into gold for the next 4-6 years?

Answer Watch the video below.
Gawie: Is now a good time to get into the real estate market? show

Full Question Is now a good time to get into the real estate market?

Answer Watch the video below.
Karl: Where is the best place to invest $10,000? show

Full Question We have $10,000 invested in an option which is about to mature and are wondering where would be the best place to invest it. We don’t own a home in Australia but would like to own one one day. We own a home unit in NZ and would like to sell it but have not been able to get a reasonable offer on it yet.

Answer Watch the video below.
Felicity: Home to Investment Property and deductible debt show

Full Question We have a house in Tasmania that we have been trying to sell for the past 2 and a half years, we have been unsuccessful up to this date. Should we reduce the price considerably so as not to pay much in Capital Gains Tax as we would if we keep it or should we hold onto this as an investment property. At the moment we are only getting around $3,300 (totalling $6,600) for both my husband and I as a tax deduction. Is this all that is usually claimed? Can we max out our mortgage on our house in Tassie and reduce our mortgage in Qld to get more of a tax offset?

Answer Watch the video below.
Ruth: Are shares a wise investment in this financial climate and given my age? show

Full Question I am 58 years of age and have a share portfolio. Are shares a wise investment in this financial climate and given my age.

Answer Watch the video below.
Anna: First 5 Steps to buying your first property show

Full Question I’m wondering about buying my first property & making it an investment property. What are your 5 first steps?

Answer Watch the video below.
Andrew: Do we have 15-20 year term life Insurance in Australia? show

Full Question I am trying to find an Insurer that provides 15-20 year term Life Insurance. Do we have this in Australia?

Answer Watch the video below.
Mark: When is a good time to switch or split my super from growth to stable investment option? show

Full Question Under current market conditions, when is a good time to switch or split some of my super from growth options to more stable investment options. i.e. do I wait until the market has risen a bit, or just go ahead and do it?

Answer Watch the video below.
Michael: Should I consolidate my superannuation funds? show

Full Question I have superannuation with various funds. Should I consolidate them into one fund?

Answer Watch the video below.

If you benefit from the content it would be great if you could kindly let us know via the comments section at the very bottom of this page.

You can also ask questions using the comments section.

If you would like to book an initial consultation you can call 1300 275 428 or submit your request for the Contact Us page.

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